financial
Financial Literacy and Debt Management
The State University of New York and SUNY Ulster want to help students make informed financial decisions throughout —and beyond— their college career. To assist students of all ages and backgrounds, SUNY has created a free financial literacy service called SUNY Smart Track. SUNY Smart Track is here to help you every step of the way, from application to graduation.
What is Smart Track®
Smart Track® is a SUNY resource, offered to all SUNY and SUNY Ulster students and cover a variety of personal financial literacy tools including:
- Banking basics
- Borrowing money
- Budgeting
- Contracts
- Credit cards
- Credit history
- Identity theft
- Importance of savings
- Investing in your future
- Paying for college
- Tackling debt
- Taxes and you
- Understanding a paycheck
- Understanding insurance
- Working in college
- Your first job
Smart Track® Links
SUNY's Smart Track Learning Center "demystifies college finance through loan payment estimators and strategies to responsibly borrow and repay funds."